Paying by "Electronic Check" Paying by Electronic Check is just like writing a check from your checkbook. All Electronic Check transactions are SSL encrypted and transmitted via 128-bit encryption, the highest available on the web and stored on dedicated secure servers. To pay by electronic check, you must have a valid US bank account (checking), and have a blank, unused check on hand for reference. You will use the check as you would normally - noting the transaction in your checkbook register as if it were a paper check, then voiding the actual paper check so that the check number corresponds uniquely to the electronic check transaction. There will be no convenience fee. The electronic check will be deposited by the City of New York and routed to your bank for payment. Your bank will include the transaction with your regular monthly statement information. Payments may take up to two (2) days to be posted to our records. You will receive credit for your payment as of the date of your confirmed transaction. You will be provided with a Receipt Number with Date and Time of Payment upon successful transaction. As with a regular checking account, there will be a $20.00 processing charge for checks returned to our processor, for conditions such as insufficient funds, etc. Check fraud attempts will be reported to the authorities and prosecuted to the full extent of the law. You will be prompted to enter your Electronic Check information AFTER you have selected the items that you wish to pay.